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CoolPay Marketplace · 30+ APIs

One-click FinTech APIs
for retailers, builders & platforms.

Buy any API with your CoolPay wallet — pay per call or subscribe monthly, quarterly or yearly. Instant activation, real Indian regulator-approved rails.

Banking APIs

10 products
Banking

PAN Verification

Verify PAN numbers against the Income Tax database in real-time.

  • Real-time NSDL lookup
  • Individual + Company PANs
  • Name match score
From
₹1.5/call
Banking

Aadhaar Verification (OKYC)

UIDAI-compliant Aadhaar OTP + Offline eKYC.

  • OTP-based e-KYC
  • Offline XML KYC
  • Face-match auth
From
₹3/call
Banking

Bank Account Verification

Penny-drop verification for any Indian bank account.

  • IMPS penny-drop
  • Name-match score
  • Handles all IFSCs
From
₹2.5/call
Banking

IFSC Bank Lookup

Complete branch metadata from any IFSC code.

  • All banks covered
  • Branch + address
  • MICR & SWIFT
From
₹0.3/call
Banking

UPI Handle Verification

Verify UPI VPA holder name before initiating transfer.

  • All UPI apps
  • Live handler lookup
  • Name match
From
₹1/call
Banking

GSTIN Verification

Verify GSTIN and fetch business profile from the GST portal.

  • GSTN Suvidha Provider
  • Filing history
  • Trade name lookup
From
₹2/call
Banking

CIN / Company Verification

MCA-backed Company Incorporation Number verification.

  • MCA data source
  • Director list
  • Charges & filings
From
₹3.5/call
Banking

Voter ID Verification

Verify EPIC number against the Election Commission database.

  • ECI database
  • State-wide coverage
  • Photo verification
From
₹1.5/call
Banking

Driving License Verification

Verify DL details from Sarathi / Parivahan (Government of India).

  • Parivahan integrated
  • All RTOs
  • COV & validity
From
₹2/call
Banking

Credit Bureau Score

Fetch credit score & report from CIBIL / Experian / Equifax.

  • CIBIL / Experian / Equifax
  • Soft pull (no impact)
  • Full account history
From
₹15/call

Business APIs

10 products
Business

Transactional SMS

DLT-compliant transactional and promotional SMS delivery.

  • DLT-compliant
  • Sub-second delivery
  • Delivery reports
From
₹0.15/call
Business

OTP Service

Turn-key OTP generation, delivery & verification.

  • SMS + Email + WhatsApp
  • Auto expiry
  • Retry logic
From
₹0.2/call
Business

Transactional Email API

Reliable transactional email with 98% inbox placement.

  • Custom domain sending
  • Open/click tracking
  • Bounce handling
From
₹0.1/call
Business

WhatsApp Business API

Official WhatsApp Cloud API with pre-approved templates.

  • Official Meta cloud
  • Interactive templates
  • Chatbot flows
From
₹0.75/call
Business

Voice OTP / IVR

Bilingual voice-call OTPs and IVR bots.

  • 12+ Indian languages
  • Neural TTS
  • IVR flows
From
₹0.3/call
Business

Payment Links

Instantly generate shareable payment links.

  • UPI + Cards + Wallets
  • Branded pages
  • Auto-reminders
From
₹1/call
Business

Instant Payouts

IMPS / NEFT / UPI payouts at scale.

  • 24×7 IMPS
  • NEFT + UPI + RTGS
  • Multi-source wallets
From
₹4/call
Business

GST Invoice API

Generate GST-compliant PDF invoices programmatically.

  • e-Invoice IRN
  • GSTN eway-bill
  • PDF + JSON
From
₹1/call
Business

Full-KYC Onboarding Suite

PAN + Aadhaar + Selfie + Video KYC in one flow.

  • Liveness + face match
  • V-CIP compliant
  • Auto-fill from Aadhaar
From
₹25/call
Business

e-Sign (Aadhaar NSDL)

Legally-valid Aadhaar-based document signing.

  • Aadhaar OTP e-Sign
  • CCA-licensed
  • Audit trail
From
₹15/call

Software Solutions

10 products
Software

AEPS Cash Withdrawal

Aadhaar-Enabled Payment System for retailer withdrawals.

  • Biometric auth
  • AEPS 2.0 ready
  • Live balance check
From
₹3/call
Software

Domestic Money Transfer (DMT)

IMPS-based cash-to-bank remittance for retailers.

  • IMPS + NEFT rails
  • Instant settlement
  • Refund automation
From
₹4/call
Software

BBPS Bill Payments

1000+ billers on the Bharat BillPay network.

  • 1000+ billers
  • Utility + insurance + credit
  • BBPS logo & compliance
From
₹1.5/call
Software

Mobile & DTH Recharge

All operators, all circles, instant recharge.

  • All operators
  • 24×7 uptime
  • Best commissions
From
₹0.2/call
Software

Micro ATM

Card-based cash withdrawal via retailer POS.

  • Any debit card
  • Mini-statement
  • Balance inquiry
From
₹2.5/call
Software

PAN Card Issuance (UTIITSL)

Apply for new / correction / e-PAN via UTIITSL.

  • UTIITSL certified
  • e-PAN in 10 mins
  • Correction support
From
₹25/call
Software

Motor Insurance

2W + 4W insurance from 20+ insurers.

  • 20+ insurers
  • Instant policy PDF
  • PA cover add-on
On request
Software

Loan Origination System

White-label LOS for personal & business loans.

  • 15+ NBFC partners
  • In-built bureau
  • Auto-decisioning
From
₹99/call
Software

GST Billing Software

Web + mobile GST invoicing for MSMEs.

  • Inventory + billing
  • e-Way + e-Invoice
  • GSTR-1 auto file
₹799/mo
Software

White-Label Retailer App

Your brand. Your app. All CoolPay rails inside.

  • Android + iOS + Web
  • Own domain & branding
  • Retailer + distributor panel
₹9,999/mo

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